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Recently the Boston Globe ran a story entitled “Romneycare-a revolution that basically worked”.   As an insurance broker doing business in Massachusetts the past twenty specializing in group benefits and a fan of Mitt Romney, nobody wanted this to be a success more then ourselves. 

On one hand, Romneycare has been a huge success insuring the residents of Massachusetts.  the percentage of residents without insurance coverage is down to less than 2 percent; for children, the figure is a tiny fraction of 1 percent, a state survey shows. These are by far the lowest rates in the nation, but this success has come with a cost.

It was estimated there were 530,000 residents without health insurance when healthcare reform stated.  That number has been reduced by approximately 400,000.   Many of these 400,000, however, receive their health insurance with public  monies.  this past year those subsidies equated to $2,112 billion or  an average cost of 5,280 annually or $440 per month for each newly 400,000 insured.    

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The Commonwealth of Massachusetts, however, only pays 20% of this cost or $406 million dollars, while the Federal Government pays the balance.  What happens to the Commonwealth of Massachusetts budget, if the Federal Government stopped subsidizing 80% of this cost?  bottom line what state could not insure their residents if they offered to buy  plans for these uninsured that cost $440 per month?

On the other hand, it has not been a “success” controlling premiums.  These past 5 years have been the worst five year period rate wise over the past 25 years.   One interesting part of the story:

“Romney considers the Massachusetts plan needlessly gold-plated; he would have pushed for a much cheaper version that allowed minimal coverage options.

He believes the Massachusetts health connector, the insurance exchange which the Obama plan would emulate, has created an excessive regulatory burden, imposing too many requirements on what commercial insurers must offer for a policy to qualify as “minimum credible coverage” under the law. his proposal, to require only a bare-bones policy that covered hospitalization and catastrophic illness, was rejected by the Legislature.”

We could not agree more.   the standard, which includes many mandated benefits, to meet MCC (Minimum Credible Coverage) is excessive.  Here is another point we agree on: 

“And as for those on the economic margin, Romney thought that no one, however poor, should get insurance for no cost at all. He advocated a small premium, even a few dollars a month, for the neediest, but the Legislature balked.

Today, under the Commonwealth Care program, about half of the 160,000 receiving subsidized coverage pay no premium because their incomes fall below certain federal poverty level guidelines”.

In closing Romneycare has done a great job insuring residents by offering an expensive plan with great benefits with basically no cost to those who have enrolled, while doing nothing to control costs.   this simply is not sustainable and most definately not a success. 

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August 16, 2011

Kent State rising senior Justin Manns (Winston-Salem, N.C.) is wrapping up a seven-day, five-game tour in Europe for a Global Sports Select All Star team that runs Aug 10-16.  Justin continues to share with you his experiences by providing a running journal throughout the trip.  Continue to check back kentstatesports.com for more updates as Justin visits areas such as Brussels, Belgium, Amsterdam and London.

Today is our last day in Belgium and our last game so we have to finish strong to wrap up this trip.  we came from behind to win our game in the final minutes on Sunday against the Basics Melsele team.  after playing four games in four days and doing all the sightseeing my body was definitely wore out so it was good to get a day off to check out London yesterday.  we were all a little curious to check out the scene over there because we kept seeing all the videos of the riots on TV.  the place was sure expensive though if you’re not careful with that conversion rate you’ll drop quite a few dollars in an instant, but I still managed to pick up a few souvenirs for my people back home.  I  had to pass on the tea as well as the fish and chips so when we got back to our hotel I hit up the McDonald’s here in Belgium.  the McDonald’s sells chicken wings here and they were pretty decent.  this morning we headed to Bruges which is our last city on the trip.  its been a fun ride, but I’ll be looking forward to getting back to the states.

This trip is going fast.  We’ve already played three games and seen quite a bit.  we picked up a win in our first game on Thursday against BC Geel.  we lost a hard fought battle to the Dutch U23 team on Friday, 91-85, but came back with a 91-76 W against a team from Leiden on Saturday night.  the competition has been as good if not better than I expected when you consider these guys are either professionals or the top amateur players in their country.  my teammates and I are holding our own.  we have built a really good chemistry on and off the court.  I just met these guys last week and it seems like we’ve already been kicking it together for years.  looking forward to experiencing some free time tonight in Amsterdam.  I heard it its like another world down there and its just something everyone needs to experience once in their lifetime.  Caught a glimpse of a few European commercials on TV and boy are they a something else.  a few about had me fall out the bed laughing.  Driving around town on the way to the games we haven’t seen all that many cars, but you do see a lot of people on bikes.  In between some sightseeing and the game the other day a few of us strolled over to the Louie Vutton and Gucci stores.  they had some nice looking stuff I was going to pick up, but I had to hold back and watch my Euros.  Some of these hotels charge us as much as 10 US dollars for the internet and I want to make sure I can get online to give everyone following along back home some love.  Thanks for reading. also heard from back in Kent that Coach Senderoff is now on Twitter! Be sure to follow him @CoachSendy.

We finally arrive in Belgium yesterday.  I’ve been trying to adjust to the time change and shake off some of the jet lag, but my body is killing me right now.  It’s all good though, cause after checking into the hotel and running through practice we got a chance to enjoy the downtown strip in Mechelen where we are staying at.  everything out here is a lot different and I’ve already been learning a lot about the culture.  we are getting ready to head out to Brussels for some sightseeing all day before playing our first game tonight. after spending the past five days with these guys gettting ready I’m itiching to get out the on court and do some damage to the rim like this here!  That’s it for now I appreciate everyone that’s been checking in.

Just finished our last practice and Pittsburgh.  its been an exciting couple of days getting to know the other guys on the team and everyone adjusting to the different styles of play.  we have a few different guys that can score much like our team at Kent State.  With only having a few days of practice together we mostly worked on offense and didn’t get the chance to roll out any defensive schemes.  I’m not all that worried about it though because if someone happens to get beat off the dribble, I’ll be there to take care of the rest! #shotblocker.  Haha, just kidding, but seriously we’re all looking forward to getting overseas and experiencing new cultures on and off the court.  What I’m not all that amped up for is the long flight across the Atlantic, but I got my hands on the new Jay-Z and Kanye West Watch the Throne album so I can see if its worthy of all the hype on our way across.  I’ll let everyone know when I check in from Europe later in the week.  Thanks for following along.  

Getting ready to head off to Pittsburgh tomorrow for a few days of training with the team before we leave for Europe next week.  they just finished resurfacing the floor of the M.a.C. Center (I love that new shine!) so I’ll be excited to get back out there on the court and get back to playing and working out with some real competition.  the last few weeks its been all class work and individual work outs.  I’ve been putting in my time in the weight room and feel strong as ever.  I finally got all my stuff together and just have to finish packing a few things, but other than that I’m all set and ready to start this journey. Fans can also follow the team’s progress on Twitter at (GlobalSports_US) and Facebook (Global Sports Academy). Kent State begins the 2011-12 season with a free exhibition game against Rochester (Mich.) on Monday, November 7.  for season ticket information call the ticket office at 330-672-2244.

Oral-B Vitality Precision clean Rechargeable Electric Toothbrush is the first electric toothbrush that I had.  I’ve always thought that people who buy it wastes away money and are lazy.  I was fine with manual brushing.  My sister recently bought one and she couldn’t stop raving about how great it feels after using it.  I bought it to see what the fuzz was all about.

First, I like how it looks.  The whole unit looks good on my counter.  The handle has a nice feel on my hand and is very light.  The bristles are soft.  after I used it once, I felt an intense cleaning sensation.  It was like I have been to the dentist and had the dentist clean my teeth.  I can really notice the long bristles getting into the spaces in between my teeth and other hard-to-reach areas such as the farthest molar teeth.

I also liked the timer.  It tells me when I’ve used it for 2 minutes already.  I didn’t know how long 2 minutes could take.  I must’ve been brushing one part of my mouth for only one minute or few seconds.  With the timer, I am assured that I am spending equal amount of time on all areas of my mouth.  I also like the little charger.  I only need to charge it once every 2 to 3 weeks. 

I visited my dentist a few weeks ago and she was surprised because my teeth were so clean.  she didn’t see any tartar or cavity.  she didn’t need to spend a lot of time on me.  after trying out Oral-B Vitality Precision clean Rechargeable Electric Toothbrush once, I’ve decided that I will never go back to manual brushing again.